What to know about Dollar Savings
美元储蓄
- 所示年化收益率为当前生效的固定利率。该利率可能随市场状况变化而调整；新利率将同时适用于现有余额和新存款。.
- Interest accrues every second and is automatically reinvested.
- 您可以随时申请提现。完整申请通常在48个自然小时内处理完毕；最终网络确认可能需要更长时间。.
- 您的USDC首先进入由Coinstancy运营的安全多重签名钱包，然后才会被部署到选定的链上策略中。.
Main risks
- 稳定币风险USDC由Circle发行。稳定币可能会暂时或持久地失去与美元的锚定。.
- 协议风险策略所使用的链上协议可能会受到代码漏洞、攻击、预言机故障或治理事件的影响，这可能导致部分或全部损失。.
- 流动性风险在市场承压时，协议可能没有足够的可用流动性来立即处理提款，这可能会延迟结算。.
- 网络风险区块链拥堵、中断或费用飙升可能会延迟交易和确认。.
Selected protocol exposures may benefit from additional coverage arranged through OpenCover, subject to the applicable policy terms, conditions, and coverage limits. How protocol coverage works
计算您的收益
使用的利率：美元储蓄，当前固定年化收益率7.50%。期限：1年、3年和5年。年化收益率是已包含自动复利效应的年化收益。预测值 = 存款 × (1 + 年化收益率)^年数，假设当前利率在整个期间保持不变，但这并不保证。仅供参考，不构成对未来回报的承诺。.
立即开始赚钱
创建免费账户工作原理
创建账户
2 分钟内注册
选择您的优惠
选择美元储蓄（USDC）
存入稳定币
转账USDC
观察其增长
Interest accrues every second
由行业领导者提供支持
常见问题
Who holds my Savings funds?
您的USDC首先进入由Coinstancy运营的安全多重签名钱包，然后才会被部署到选定的链上策略中。.
我可以随时提取资金吗？
Yes. There is no lock-up period and no withdrawal penalty. You can request a withdrawal at any time. Complete requests are normally settled within 48 calendar hours; final network confirmation may take longer.
回报有保证吗？
No. The APY shown is the fixed rate currently in force. It may be revised as market conditions evolve; a new rate applies to existing balances as well as new deposits. Interest accrues every second and is automatically reinvested.
有哪些风险？
The main risks are stablecoin risk (USDC can lose its peg to the US dollar), protocol risk (bugs, exploits or governance incidents on the on-chain protocols used), liquidity risk (withdrawals can be delayed in stressed markets) and network risk (blockchain congestion or outages). The team selects protocols after analyzing technical, liquidity, and governance risks. Coinstancy may arrange additional cover for selected protocol exposures. When a policy is active, it can address eligible incidents within its stated terms, limits and dates. How protocol coverage works
支持哪种稳定币？
The supported stablecoin is USDC. Dollar Savings currently pays 7.50% APY. Within Dollar Savings, the USDC x Tangent option currently offers 12.00% APY. About USDC x Tangent