由Coinme提供的美元入金/出金通道 在48个州获得许可的入金合作伙伴 基于Polygon构建 随时提现 现金入金 & 出金通道
从您所在的州
到 7.50%年收益率 只需几分钟。
01
选择您所在的州
Check availability, tax details and local FAQs. Live in 28 states, more opening every month.
02
存入美元
在全国50,000多个Coinme网点使用借记卡、银行账户或现金。.
03
每日赚取收益
Your dollars are converted to USDC and added to Dollar Savings. Then they earn the current fixed 7.50% APY, with interest added every second. You can request a withdrawal at any time, with no lock-up.
查找您所在的州。.
可用 即将推出
东北部
4/11 个州已上线
东南部
9/12 states live
中西部
7/12 states live
西南部
3/4 states live
9个州， 零州所得税。
在这些州，每一美元的收益仅需缴纳联邦税。以 10,000 美元、7.50% 年化收益率计算，每年收益为 750 美元，而普通银行储蓄账户仅为 45 美元 。
10,000美元存一年
美国银行平均储蓄+$45
Coinstancy 美元储蓄+$750
17倍
不仅仅是一家银行
$10
最低存款
48小时
正常结算
Illustrative example: $10,000 over one year at the current fixed APY of 7.50% (reinvested interest is already included in the APY), compared with a 0.45% bank savings rate, assuming both rates stay unchanged. Rates can change. Federal taxes apply in all states. Not tax advice.
Coinstancy在美国哪些州可用？
Coinstancy is currently live in Alabama, Arizona, California, Colorado, Florida, Georgia, Illinois, Indiana, Kentucky, Louisiana, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nevada, New Jersey, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington, Wisconsin and rolling out to the rest of the country state by state. Every other state page has a waitlist so you can be notified the day we open.
谁处理我的美元存款？
美元存款和取款由 Coinme 处理，这是一家在 48 个州运营的持牌货币服务企业。Coinme 仅提供入金和出金通道；它不管理储蓄或其收益。您的 USDC 首先进入由 Coinstancy 运营的安全多重签名钱包，然后才会被部署到选定的链上策略中。.
收益率有保证吗？
No. The APY shown is the fixed rate currently in force. It may be revised as market conditions evolve; a new rate applies to existing balances as well as new deposits. Yields come from on-chain strategies, which carry stablecoin, protocol, liquidity and network risks.
提现需要多长时间？
您可以随时申请提现。完整申请通常在48个自然小时内处理完毕；最终网络确认可能需要更长时间。.
在美国，收益率如何征税？
收益在联邦层面通常被视为普通收入。各州处理方式不同：九个州完全没有所得税。每个州的页面都详细说明了当地规则。这不是税务建议。.