在密歇根州存入$10,000一年
美国全国银行储蓄平均利率
+$43
0.45% APY · 扣除4.25%州税后
Coinstancy
美元储蓄（USDC）
+$718
7.50%年化收益率 · 扣除4.25%州税后
按当前固定年化收益率（APY）计算的一年期示例（复利利息已包含在 APY 中），假设两种利率均保持不变。利率可能变动。所示税率仅为州级；联邦税适用于所有州。不构成税务建议。.
为什么密歇根州储户选择Coinstancy
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4.25%统一所得税率
密歇根州实行4.25%的统一所得税率。.
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密歇根州持牌入金通道
USD deposits and withdrawals are processed by Coinme, licensed under the Michigan Department of Insurance and Financial Services. Coinme handles the on-ramp and off-ramp only; Savings and its yield are managed by Coinstancy.
MI
为五大湖州而建
密歇根州养老基金持有比特币ETF。机构采用已经到来。.
服务整个密歇根州
底特律大急流城沃伦斯特灵海茨安娜堡
密歇根州常见问题
Coinstancy 在密歇根州可用吗？
是的。密歇根州居民今天就可以开设 Coinstancy 账户。美元存款由我们的入金合作伙伴 Coinme 处理，该公司在包括密歇根州在内的 48 个美国州持有牌照。.
我在密歇根州的储蓄能赚多少？
我们的美元储蓄池目前对USDC支付7.50%的年化收益率，而传统储蓄账户的全国平均年化收益率约为0.45%。所示年化收益率为当前生效的固定利率。该利率可能会随市场状况变化而调整；新利率将同时适用于现有余额和新存款。.
密歇根州的收益如何征税？
密歇根州实行 4.25% 的统一所得税率。收益在联邦层面通常被视为普通收入。请咨询税务专业人士以了解您的具体情况。.
谁负责监管密歇根州的加密货币和资金传输？
Money transmission in Michigan is overseen by the Michigan Department of Insurance and Financial Services (DIFS). Our on-ramp partner Coinme holds the required state licenses for USD deposits and withdrawals; it does not manage Savings or its yield. Your USDC first enters a secure multisignature wallet operated by Coinstancy before being deployed into the selected on-chain strategies.
我可以提现到我的密歇根州银行账户吗？
Yes. You can withdraw USD to any US bank account, or cash out at thousands of Coinme locations across Michigan, including in Detroit, Grand Rapids, Warren. You can request a withdrawal at any time. Complete requests are normally settled within 48 calendar hours; final network confirmation may take longer.
最低存款是多少？
您只需10美元即可开始。没有锁定期，也没有取款罚款。.