Earn 7.50% APY on your dollars
in New Mexico
所得税最高5.9% 随时提现 最低存款$10
$10,000 saved for one year in New Mexico
美国全国银行储蓄平均利率
+$42
0.45% APY · after 5.9% state tax
Coinstancy
美元储蓄（USDC）
+$706
7.50% APY · after 5.9% state tax
按当前固定年化收益率（APY）计算的一年期示例（复利利息已包含在 APY 中），假设两种利率均保持不变。利率可能变动。所示税率仅为州级；联邦税适用于所有州。不构成税务建议。.
Savings pools available in New Mexico
Why New Mexico savers choose Coinstancy
%
Up to 5.9% income tax
New Mexico taxes income at up to 5.9%.
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Licensed on-ramp in New Mexico
USD deposits and withdrawals are processed by Coinme, licensed under the New Mexico Financial Institutions Division. Coinme handles the on-ramp and off-ramp only; Savings and its yield are managed by Coinstancy.
NM
Built for the Land of Enchantment
New Mexico’s national labs and growing Albuquerque tech scene drive a savvy, early-adopter population.
Serving all of New Mexico
AlbuquerqueLas CrucesRio RanchoSanta Fe
新墨西哥州常见问题
Is Coinstancy available in New Mexico?
Yes. New Mexico residents can open a Coinstancy account today. Deposits in US dollars are handled by our on-ramp partner Coinme, which is licensed in 48 US states including New Mexico.
How much can I earn on my savings in New Mexico?
我们的美元储蓄池目前对USDC支付7.50%的年化收益率，而传统储蓄账户的全国平均年化收益率约为0.45%。所示年化收益率为当前生效的固定利率。该利率可能会随市场状况变化而调整；新利率将同时适用于现有余额和新存款。.
How is yield taxed in New Mexico?
New Mexico taxes income at up to 5.9%. Yield is generally treated as ordinary income at the federal level. Consult a tax professional for your situation.
Who regulates crypto and money transmission in New Mexico?
Money transmission in New Mexico is overseen by the New Mexico Financial Institutions Division (FID). Our on-ramp partner Coinme holds the required state licenses for USD deposits and withdrawals; it does not manage Savings or its yield. Your USDC first enters a secure multisignature wallet operated by Coinstancy before being deployed into the selected on-chain strategies.
Can I withdraw to my New Mexico bank account?
Yes. You can withdraw USD to any US bank account, or cash out at thousands of Coinme locations across New Mexico, including in Albuquerque, Las Cruces, Rio Rancho. You can request a withdrawal at any time. Complete requests are normally settled within 48 calendar hours; final network confirmation may take longer.
最低存款是多少？
您只需10美元即可开始。没有锁定期，也没有取款罚款。.