Earn 7.50% APY on your dollars
in Louisiana
统一3%所得税 随时提现 最低存款$10
$10,000 saved for one year in Louisiana
美国全国银行储蓄平均利率
+$44
0.45% APY · 扣除3%州税后
Coinstancy
美元储蓄（USDC）
+$728
7.50% APY · after 3% state tax
按当前固定年化收益率（APY）计算的一年期示例（复利利息已包含在 APY 中），假设两种利率均保持不变。利率可能变动。所示税率仅为州级；联邦税适用于所有州。不构成税务建议。.
Savings pools available in Louisiana
Why Louisiana savers choose Coinstancy
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3%统一所得税
Louisiana moved to a flat 3% income tax in 2025.
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Licensed on-ramp in Louisiana
USD deposits and withdrawals are processed by Coinme, licensed under the Louisiana Office of Financial Institutions. Coinme handles the on-ramp and off-ramp only; Savings and its yield are managed by Coinstancy.
LA
Built for the Pelican State
Louisiana now lets residents pay state fees in crypto and has a dedicated virtual-currency business law.
Serving all of Louisiana
New OrleansBaton RougeShreveportLafayette
路易斯安那州常见问题
Is Coinstancy available in Louisiana?
Yes. Louisiana residents can open a Coinstancy account today. Deposits in US dollars are handled by our on-ramp partner Coinme, which is licensed in 48 US states including Louisiana.
How much can I earn on my savings in Louisiana?
我们的美元储蓄池目前对USDC支付7.50%的年化收益率，而传统储蓄账户的全国平均年化收益率约为0.45%。所示年化收益率为当前生效的固定利率。该利率可能会随市场状况变化而调整；新利率将同时适用于现有余额和新存款。.
How is yield taxed in Louisiana?
Louisiana moved to a flat 3% income tax in 2025. Yield is generally treated as ordinary income at the federal level. Consult a tax professional for your situation.
Who regulates crypto and money transmission in Louisiana?
Money transmission in Louisiana is overseen by the Louisiana Office of Financial Institutions (OFI). Our on-ramp partner Coinme holds the required state licenses for USD deposits and withdrawals; it does not manage Savings or its yield. Your USDC first enters a secure multisignature wallet operated by Coinstancy before being deployed into the selected on-chain strategies.
Can I withdraw to my Louisiana bank account?
Yes. You can withdraw USD to any US bank account, or cash out at thousands of Coinme locations across Louisiana, including in New Orleans, Baton Rouge, Shreveport. You can request a withdrawal at any time. Complete requests are normally settled within 48 calendar hours; final network confirmation may take longer.
最低存款是多少？
您只需10美元即可开始。没有锁定期，也没有取款罚款。.