PUT IDLE DOLLARS TO WORK
Discover Dollar Savings on USDC, with automatic reinvestment and withdrawal requests anytime. Review the risks before you deposit.
Discover Dollar SavingsUSDC • Fixed APY
7.50%
年化收益率
Flexible holding period
48小时
正常结算
所示年化收益率为当前生效的固定利率。该利率可能随市场状况变化而调整；新利率将同时适用于现有余额和新存款。.
Selected protocol exposures may benefit from additional coverage arranged through OpenCover, subject to the applicable policy terms, conditions, and coverage limits. How protocol coverage works
Decide how much of your dollar savings you want to put to work
USDC at 7.50% APY (fixed rate currently in force)
Deposit cash (we'll convert it automatically). Interest starts accruing every second
Interest is automatically reinvested
Dollar Savings · 7.50% APY
+$750 earned
+$2,423 earned
+$4,356 earned
Illustrative example at the current fixed APY of 7.50% for Dollar Savings. The APY is an annualised yield that already includes automatic reinvestment. Projection = deposit × (1 + APY)^years, assuming the current rate stays unchanged throughout. Future rates and returns may change. Provided as general information for your own assessment.
创建免费账户A closer look
Earn 7.50% APY. The APY shown is the fixed rate currently in force. It may be revised as market conditions evolve; a new rate applies to existing balances as well as new deposits.
您可以随时申请提现。完整申请通常在48个自然小时内处理完毕；最终网络确认可能需要更长时间。.
Dollar Savings works with USDC, a stablecoin designed to track the US dollar. A stablecoin can temporarily or durably lose its peg.
The main risks are stablecoin risk (USDC can lose its peg to the US dollar), protocol risk (bugs, exploits or governance incidents on the on-chain protocols used), liquidity risk (withdrawals can be delayed in stressed markets) and network risk (blockchain congestion or outages). Coinstancy may arrange additional cover for selected protocol exposures. When a policy is active, it can address eligible incidents within its stated terms, limits and dates. How protocol coverage works
Client funds are segregated from the company's funds. You can request a withdrawal at any time.
Coinstancy may arrange additional cover for selected protocol exposures. An active policy can address eligible incidents within its stated terms, limits and dates. Depending on the policy, eligible incidents can include smart contract bugs, code errors or oracle manipulation. Market-related losses, user-side errors or fraud, and rug pulls remain outside its scope. How protocol coverage works
Yes. You can request a Savings withdrawal at any time, with a $0 withdrawal penalty. Complete requests are normally settled within 48 calendar hours; final network confirmation may take longer.